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Note: As of 2017, you can no longer use a income based repayment plan if you apply for a USDA or FHA loan. You will have to be on a fixed amount that does not change year to year. The processing of this can take up to 2 months to be finalized so start this at least 2 months before applying for loan.
You will need the full divorce decree paperwork signed by judge.
You will need the physical card. Click the checkbox to visit the SSA Website if you need a physical card.
You will need the physical card. Visit your local DMV if you need a physical card.
Provide the last 3 months of bank statements prior to submitting the application to the lender. Make sure you do not have any NSF records on the statments.
Please provide documentation of any additional income you receive outside of your self employment statements or as a W2 employee.
You will need the full divorce decree paperwork signed by judge.
Please start a monthly budget of all of your bills.
You will need a printout with your fixed monthly amount listed from the official website of the company servicing your loan.
To apply for a home loan you cannot be in default and you will be required to be on a payment plan with the IRS. You can set up payment plans by visiting the IRS Payment Plans Website.
Having a big sale, an on-site celebrity, or any other event? Be sure to announce it so everybody knows and gets excited about it.
If any tax liens or other derogatory items on your credit report require further explanation, you’ll be required to provide full documentation for each derogatory instance.
Please provide W2 forms for all jobs worked in the past two years.
All pages of personal federal tax returns for the past two years
If you’re receiving gift funds your lender will require all donors and receivers to sign a gift letter verifying the gift isn’t a loan. Some lenders want to see the donor’s accounts for verification of the donor’s ability to gift and some only want to see the funds being received in your account.