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Three words on everybody’s mind…
Allowing a credit repair company to do this will always be faster than waiting 5-7 years for negative accounts to fall off. You understand credit is power, so understand that we cut down the waiting process by helping you get that higher score faster.
There is no secret to the sauce, we raise a low credit score to a great score by challenging and removing negative accounts that bring the score down.
Once we have a overview of your credit history we will customize a plan that outlines all of the necessary actions to restore your credit.
If any negative accounts or items cannot be proven to be accurate, fair, or substantiated they are required by law to be removed.
Take a moment to celebrate when a negative item is removed from your credit report and remember this is only the beginning.
How the credit reporting agencies…
The percentages in this chart show the impact of each category in determining your credit score.
We understand the frustration and headache because we solve this problem everyday.
What happens if I don’t pay my bills on time?
Payment history is a major factor that is counted toward your credit score. If you have late payments, collections, or a bankruptcy these items will make your credit score drop.
Do I need a long credit history?
Payment history is a major factor that is counted toward your credit score. If you have late payments, collections, or a bankruptcy these items will make your credit score drop.
What happens if I don’t pay my bills on time?
Payment history is a major factor that is counted toward your credit score. If you have late payments, collections, or a bankruptcy these items will make your credit score drop.
Do I need a long credit history?
Payment history is a major factor that is counted toward your credit score. If you have late payments, collections, or a bankruptcy these items will make your credit score drop.
Bad credit in auto financing can really hurt, but it is nothing compared to the cost of bad credit when a home is involved. A typical home can cost between $50,000 and $130,000 more in interest if you are buying the home with bad credit.
| Credit Status | Rate | Payment | Cost Of Bad Credit |
|---|---|---|---|
| Excellent | 3.9% | $1,179.17 | $0.00 |
| Mildly Damaged | 5.0% | $1,342.05 | $58,637 |
| Damaged | 6.3% | $1,547.43 | $132,574 |
If you are making payments on a car, you are probably paying between $1,500 and $5,000 more just for having bad credit. This added interest shows up every month in a higher payment. Take a look.
| Credit Status | Rate | Payment | Cost Of Bad Credit |
|---|---|---|---|
| Excellent | 6.8% | $394 | $0.00 |
| Mildly Damaged | 9.7% | $422 | $4,740 |
| Damaged | 14.7% | $473 | $6,967 |